Secure, gasless transactions across dApps & merchants
On-chain credit scoring & personalized rewards
Real-time, programmable payment logic
① Programmable Stablecoin
USD1 acts as the ”payment language” of Web3 — supporting subscriptions, automation, escrow, and smart conditions.
Use Cases
Auto-renewing subscriptions
DAO reward disbursement
Milestone-based NFT presales
② Identity-Linked Payments
Every PayFi transaction includes PassPort identity data — unlocking dynamic pricing and peer-to-peer trust.
Use Cases
Tiered pricing by reputation
Loyalty reward systems
Sybil-resistant P2P transactions
③ Developer Integration
SDKs and APIs make it easy to add USD1 + PayFi — with DID-based invoicing, billing, and tax compliance.
Use Cases
Web3 gaming purchases
E-commerce checkout
Offline DID scan-to-pay
④ Trust & Incentive Layer
On-chain behavior builds credit scores — driving lending access, whitelist privileges, and user benefits.
Use Cases
Credit-based DeFi lending
Event access via reputation
Dynamic discounting
Why It Matters
Traditional payments are slow, siloed, and lack trust. USD1 + PayFi create programmable, identity-linked financial rails — solving Web3’s payment fragmentation with trust and automation.
PassPort + AI Layer
PassPort: Your Web3 Identity Engine
Unified DID for login, payments, and behavior tracking — cross-chain and privacy-ready (ZK + BABT optional).